"One thing that experts agree on is that if you decide to make achange, don't do it the day after you draw your last paycheck," saidRobert Russo, a vice president of the Hoffman Group, one of the areaslargest home building companies.
"They (experts) caution that retirement is a period ofadjustment accompanied by a lot of stress and strain. So you can doa lot of thinking and planning, but it's advised that you postponeany decisions to move until you've had some experience withretirement," Russo said.
He said studies show 75 percent of retirees choose to stay putwhen they retire, unless financial or health circumstances dictate achange.
Of those who do move, a majority remain in the same geographicarea, usually within five miles of their present residence.
Russo said the following questions can guide you on whether andwhere to move: Is the house too big? Some people like lots of room; some need theextra space for frequent guests. Is it arranged the way you like? If it has too many bedrooms whileyou are squeezed for living and entertaining space, you may be ableto knock out some walls. Or you may be better off moving to a housegeared more to adult living than rearing a family. Is your home as near to family, and close friends, as you'd like itto be? Is the house still comfortable, or are the stairs becoming anuisance? If the home requires maintenance and upkeep, includingyard work, do you still enjoy the chores? Before you answer, keep inmind that chores that may be a burden while you still are pursuingyour career or running a business may be welcome activities when youretire. Do you feel secure in your present home and neighborhood? What kind of impact will income taxes and property taxes have onyour retirement budget? Are gas and electric utility costs becoming exorbitant? Before youdecide to scram for the Sun Belt, don't forget cooling a house can becostly, too. A more practical solution might be to make your homemore energy-efficient with added insulation, etc.
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